For nine years I've sat between strategy and design, working with banks and insurers to find what customers actually need and build it into products that earn revenue. This site is my application for Director, Customer Experience & Innovation Consulting (FSI) at Publicis Sapient in Dubai.
Ramona Furter · Zurich, open to relocating to Dubai
This is a role about bridging strategy and design for financial-services clients, then leading the people and the numbers that turn it into growth. Here's how my nine years line up with what you're after.
I work from the customer back to the business: research the real friction, frame the opportunity, then design the experience that closes it. I've done this from early product validation through to launch and optimisation.
Proof: ran the full customer-experience and conversion work at ifolor, a CHF 100M+ business, reporting to C-level; lifted conversion 9% and checkout 15%.
A good part of my work has been with banks and insurers, where trust, compliance and clarity decide whether an experience works. I know how these organisations make decisions and how to move them.
Proof: owned the UBS and Baloise partnerships at Brixel; ran new-product pilots inside Die Mobiliar, one of Switzerland's largest insurers.
Rigorous user research is how I de-risk decisions before money is spent. I run interviews, build personas and test my way to the answer, then connect the dots across the whole system rather than fixing one screen.
Proof: ran customer interviews to define personas and drive the roadmap at ifolor; CAS in Innovation; built go-to-market on a hypothesis-and-data approach.
I've hired and grown teams, set how they work, and owned budget and KPIs rather than just delivery. Scaling a practice and keeping good people is the part of leadership I genuinely enjoy.
Proof: built and led the marketing and sales team at WePractice after Series B, owning budget and KPIs; scaled the venture to 10 locations and 23 people in year one.
I'm comfortable shaping the case, bringing the market intelligence into the room and influencing the call at senior level, then walking back to the team and making it real. As a founder I've raised twice and won clients from scratch.
Proof: drove the roadmap with C-level at ifolor; closed two funding rounds as founding team; win clients through my own studio, smedium.
My best work has been standing up something new where there was no playbook, twice as a founder. Relocating to Dubai and building a practice across MENA is exactly the kind of challenge I'm looking for.
Proof: founding team of two ventures from scratch; build and run my own products and client work today through Pedal Peak and smedium.
Customer-experience and innovation leader in Zurich, open to relocating to Dubai. I turn customer insight into products and revenue, with a track record across financial services. German and Swiss German native, English fluent, French conversational.
Jan 2026 to present
Swiss Post, Advertising · Zurich
Oct 2024 to Jul 2025
Ifolor Group · Zurich
Jun 2023 to Sep 2024
Brixel · Zurich
Mar 2020 to May 2023
WePractice · Sparrow Ventures (Migros Group) · Zurich
Sep 2019 to Sep 2022
Sparrow Ventures · Zurich
Jan 2017 to Aug 2019
Die Mobiliar · Bern
Not a deck of theory. A real consulting engagement for a fictional Gulf retail bank, the way I'd actually run it: research the friction, set a bold experience vision, build the team to deliver it, and prove the value to the board. Click through the four stages.
Before any redesign, I'd run customer research and benchmark the journey. The pattern is clear: a young, mobile-first market is being let down at the very first step, opening an account.
Digital-first customers compare the bank to the apps they use every day, not to other banks. Eleven days and a branch visit to open an account is the single biggest reason under-35s never start, or start and leave. Fix the first experience and the rest of the relationship opens up.
A north star the board can repeat in one sentence, and three experience principles the whole team designs against.
A fully digital, identity-verified account opening in under five minutes, on the phone, in Arabic or English, with no branch visit and no paperwork. The benchmark isn't other banks; it's the best apps in the customer's pocket.
Show security and compliance as reassurance, not as friction. Every step explains itself.
Arabic-first, Emirates ID and regional KYC, prayer-time and Ramadan-aware, designed for how people here actually bank.
A reusable experience system, so the same standard carries into cards, payments and lending next.
How I'd staff it and sequence it, blending strategy, design, research and the client's own people so the capability stays after we leave.
Customer research, journey mapping, regulatory and tech constraints. Align the board on the north star.
Prototype the onboarding experience, test with real customers, build the reusable design system.
Ship a live pilot to a customer segment with the client's engineering team. Measure against the targets.
Roll out across markets, hand over the capability, and open the next opportunity (cards, lending).
Lean to start, scaled as the account grows. I'd hire and mentor the regional design team in parallel, that's the practice we're really building.
Experience work has to land as a number. Here's the case I'd take back to the C-suite, and the account it opens up.
Projected, illustrative, after the redesigned onboarding ships
A faster, cheaper onboarding wins a generation of customers and lowers cost to serve. The reusable system then carries into cards, payments and lending, turning one project into a multi-year account.
A practice doesn't wait. Here's roughly how I'd spend my first three months, from learning the region and the clients to getting a first engagement moving.